The Government of India has announced a new health insurance scheme called ‘Arogya Sanjeevani’ with the aim of providing affordable health insurance to individuals and families across the country. The scheme is a welcome move that could potentially benefit millions of people in India who are currently without health insurance coverage.
Under the Arogya Sanjeevani scheme, individuals and families can purchase health insurance policies that cover basic hospitalization expenses. The policy will cover expenses such as room charges, nursing charges, surgeon fees, anesthesia fees, medical consultation fees, and diagnostic tests, among others.
The policy includes starting amount for insurance to be ₹1 lakh and the maximum amount set is ₹5 lakh, making it affordable and accessible to a wide range of people. The policy will be available for individuals between the ages of 18 to 65 years and can be renewed up to the age of 70 years.
The Arogya Sanjeevani scheme is expected to bring relief to many families who struggle to meet the high costs of healthcare. It will provide a safety net for families who are facing unexpected medical expenses due to illness or injury. By providing affordable health insurance, the scheme aims to reduce the financial burden on families and ensure that they have access to quality healthcare when they need it the most.
The scheme is also expected to boost the health insurance sector in India, which is currently underpenetrated. According to reports, only about 30% of the population in India has health insurance coverage, leaving millions of people vulnerable to the high costs of healthcare. The Arogya Sanjeevani scheme could potentially increase the number of people with health insurance coverage and encourage more people to invest in health insurance policies.
In conclusion, the launch of the Arogya Sanjeevani health insurance scheme is a positive step towards providing affordable and accessible healthcare to individuals and families across India. The scheme will provide a safety net for families facing unexpected medical expenses and could potentially boost the health insurance sector in the country. We hope that the scheme will be successful in achieving its goal of providing basic health insurance coverage to all, and that it will help to improve the overall health and well-being of the population in India